简单理解持久授权书(LPA), 预先护理计划 (ACP)及预先医疗指示(AMD)

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持久授权书(LPA),预先护理规划(ACP)和预先医疗指示(AMD)似乎是令人费解的流程。我们为什么应该考虑拥有它们,以及未来可能带来的影响是什么? 当您规划未来或与周围的人讨论时,这些缩写可能会出现,尤其是在您需要照顾年长父母的情况下。让我们了解为什么它们对您或您的亲人可能很重要。 持久授权书(LPA),预先护理规划(ACP)和预先医疗指示(AMD)的分别 新加坡持久授权书(LPA)指南 持久授权书(LPA)是一份法律文件,概述了指定的代表(“受托人”)在您(“捐赠人”)无法独自做出有关您个人福利和财务事务的决策时,受到信任的情况。 LPA 何时被启用? 当一个人精神不稳定、无法做出决定并被医学诊断为精神上无行为能力时,它就会被启用。 可以指定谁来代表我做决策? 您可以指定值得信赖的人可以代表您;最多两名受托人。 他能代表我管理什么? 与医疗保健相关的决定、您失去心智能力后的居住地、财务和财产事务。 LPA 表格 1 和表格 2 有什么区别?我应该使用哪一个? 申请 LPA 时可以使用 2 种表格。 LPA表格1适用于希望授予受托人一般权力,并附有基本限制和简单指示的捐赠人。LPA表格2适用于希望为受托人提供具体定制指示和权力的捐赠人。由于LPA表格2是根据您的具体需求制定的,因此需要聘请新加坡的律师来起草LPA表格2中的条款。 在新加坡做 LPA 需要多少钱? 做 LPA 的费用取决于您的需求和计划,这与使用上述表格 1 或表格 2 相关。 LPA form 1(表格1)的费用 – 新加坡公民的申请费用为免费(实际费用为75新元,截至2026年3月31日不收费),永久居民为100新元,外国人为250新元。如果需要律师的建议,表格1的法律费用是额外的。 LPA form 2 (表格2) 涉及定制LPA,费用范围为200新元至500新元甚至更高,具体取决于需求的复杂程度和律师事务所的收费标准。 此外,还需要向LPA证书颁发机构支付额外费用,用于见证和认证LPA。费用估算会根据具体情况和专业费用的变化而有所不同。建议咨询相关专业人士以获取最新的费用信息。 每个人都可以在新加坡制定一份持久授权书(LPA)吗? 除了最低年龄外,证书颁发者(可以是经过认证的医生、律师或精神科医生)还需要证明您有能力签署 LPA,并且没有被迫的情况下这样做。完整的 LPA 可作为电子副本提供。 有必要申请LPA吗? 主要取决于您拥有哪些财务和财产, 以及在您失去心智能力时, 石佛有人能代您做决定和料理事物。 我的个人经历与做法:我的父母申请了持久授权书(LPA)并任命我为他们的代表。我为他们通过新加坡公共监护人办公室(Office […]

Confusing Differences between LPA, ACP and AMD Made Simple

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The Lasting Power of Attorney (LPA), Advance Care Planning (ACP) and Advance Medical Directive (AMD) seem like mind-boggling processes. Why should we consider having them and what are the future implications? As you plan for the future or discuss among peers, these acronyms may show up, especially so when you have senior parents to care […]

Do You Know How to Do a Financial Checkup for Yourself?

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We’re into Q3 of the year and if you’ve not done any “stocktake” on your financial health, it’s a good time to do so now! Who knows, you might be able to plan for a year-end family vacay as a reward – now that’s something to look forward to! Not sure how to do conduct […]

Retirement Planning in 8 Easy Steps

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If you’re currently at the peak of your career or recently became new parents, retiring may seem like a distant dream. However, we will eventually stop working, whether by choice or by circumstances. This means that retirement planning is an actual “exit plan” and is important to have. Yet, it’s commonly brushed aside due to […]

Domestic Helper Insurance: Confusing Requirements Explained!

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Not many employers know that under MOM law, it is compulsory to get our domestic helper insurance. But with so many different helper insurance plans in Singapore, what plans should we buy and how should we compare?

Here are some of the common questions my clients ask about insurance for their Migrant Domestic Workers (MDW)

Maid Money Matters: Are You Facing These Issues too?

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Does Maid Money Matters? Guiding our helpers with financial knowledge helps them manage their money better. Hopefully, there will be lesser money issues for us, like asking for advance salary

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